The Influence of Perceived Usefulness, Perceived Ease of Use, Perceived Risk, Trust on the Decision to Use QRIS as Digital Payment
Year: 2025
Type: article
Study design: Observational Study
Abstract: This study aims to analyze the influence of the perception of benefits, convenience, risks, and trust on the decision to use QRIS as a digital payment method. The research population is individuals in the Purwokerto area (East, West, North, South) who have digital payment applications and have used QRIS. This study uses a quantitative approach with purposive sampling techniques, involving 121 respondents. Data analysis was carried out through multiple linear regression. The results show that the perception of benefits and convenience has a positive and significant effect on the decision to use QRIS. In contrast, the perception of risk and trust had no effect. These findings emphasize the importance of increasing the perception of benefits and convenience in encouraging the adoption of QRIS in the community.
Authors: Mohamad Alfharizi Ramdhani, Arini Hidayah, Herni Justiana Astuti, Hengky Widhiandono
Institution: Muhammadiyah University Purwokerto
Language: English
Subfield: Information Systems and Management
Field: Decision Sciences
Domain: Social Sciences
Open Access status: diamond
OpenAlex ID: W4415126254