Year: 2025
Type: article
Abstract: :Financial inclusion refers to providing financial products and services to households and small businesses thatwere previously excluded, as a means of promoting more inclusive growth. This includes access to savings,investment, consumption smoothing, and insurance. Fintech is the use of software, applications, and digitalplatforms to provide financial services to consumers and businesses through digital devices like smartphones. Ithas gained recognition as a promising way to promote financial inclusion. This paper examines the impact offinancial technology (fintech) on financial inclusion through a literature review following the Preferred ReportingItems for Systematic Reviews and Meta-Analysis (PRISMA) to identify the ways in which fintech contributes toand can potentially contribute to increased financial inclusion. The paper provides a brief history of fintech,reviews the literature on fintech and financial inclusion, and discusses how fintech can increase access to financialservices, promote financial literacy and consumer protection, and support the growth of micro and smallenterprises. The paper concludes with empirical evidence on the impact of fintech on financial inclusion. Keywords: Fintech, Financial inclusion, Digital finance, Innovation, Systematic review.Classification JEL: G23Paper type: Theoretical Research
Authors: LAHROUR, Khalid, HORR Latifa
Institution: University of Hassan II Casablanca
Language: English
Subfield: Management Information Systems
Domain: Social Sciences
SDG: Reduced inequalities
Open Access status: diamond
OpenAlex ID: W6893366760
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