A Study Of Direct And Indirect Speech Acts In Anita Desai's Novel "Clear Light If Day
Year: 2025
Type: article
Abstract: Anganwadi workers are the backbone of the welfare infrastructure in India but are often struggling to make ends meet, being paid miserable wages and usually not knowing better on how to handle money. The paper focuses on ways to enable better financial conditions for the Anganwadi workers through improving their financial literacy, providing fairly easy access to credit, and certain support for setting up small-scale businesses. In this regard, government schemes, microfinance, and digital banking can play a predominant role in bringing them into the area of financial security. Once these impediments are addressed, the Anganwadi workers would attain greater financial independence and put in better performance in serving their communities. Enhanced skills in managing money and investment avenues would allow them to make future plans. The idea of saving along with pension plans can secure them for a longer run. Accessing these financial instruments through digital means would create a sense of effortless transactions and reduce cash dependency. Finally, focussing on community-based financial interventions would create stability and commensurate prosperity among Anganwadi workers
Authors: Govardhan, Mrs. Kodam Aruna, Subhash, Dr. Patil Sunil
Language: English
Subfield: Economics and Econometrics
Domain: Social Sciences
Open Access status: green
OpenAlex ID: W6912110604
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