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Automated Loan Lending System with Artificial Neural Networks

Year: 2025

Type: article

Abstract: The proposed project involves designing an Artificial Neural Network (ANN) model to predict loan repayment behavior. Using data sourced from platforms such as the 'LendingClub' dataset available on Kaggle, the system aims to classify potential borrowers as likely to repay or default on loans. The ANN model is expected to enhance decision-making in financial institutions by providing a robust, data-driven mechanism for risk assessment. This paper outlines the project's objectives, background, methodology, and conclusions, demonstrating the potential of machine learning in the domain of financial risk analysis.

Source: ScholarSphere (Penn State Libraries)

DOI: 10.26207/nsfg-2r56

Author: Rohit Chorghe

Language: English

Topic: Financial Distress and Bankruptcy Prediction

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: green

OpenAlex ID: W6946008177

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