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Banking in India: Growth, Trends, and Opportunities

Year: 2025

Type: article

Abstract: India’s banking sector stands as a pillar of the nation’s economic progress, playing a vital role in mobilising capital, expanding credit access, and driving financial inclusion. While it continues to navigate challenges such as regulatory shifts, rising operational costs, and growing competition from fintech players, the sector is simultaneously embracing opportunities brought by digital innovation, structural reforms, and evolving customer needs. From UPI’s global reach to a surge in fintech investments and grassroots financial schemes like Jan Dhan Yojana, India’s banking landscape is undergoing a dynamic transformation—laying the groundwork for a more inclusive, tech-driven, and resilient financial ecosystem.

Source: Zenodo (CERN European Organization for Nuclear Research)

DOI: 10.5281/zenodo.16249044

Author: Dr. Sanjeet Kumar

Institution: Magadh University

Language: English

Topic: Banking Sector Performance and Management

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDGs: Industry, innovation and infrastructure, Decent work and economic growth

Open Access status: green

OpenAlex ID: W6949476071

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