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Study of the Impact of Covid-19 on the Banking Sector in India

Year: 2025

Type: article

Abstract: COVID-19 pandemic posed a serious threat to the Indian banking industry. From operational concerns and business continuity challenges to the overall financial outlook, the pandemic had an influence on the banking industry. Increases in non-performing assets (NPAs) and lending demand have affected Indian banks' profitability. There were no sources of income due to the shutdown, and costs were rising. People were requesting advances, but they were also unable to pay back the loans. Thus, a liquidity crisis developed. The central government and Reserve Bank of India have taken numerous steps to alleviate this predicament. This study aims to examine the connection between COVID-19-related NPAs, advances, and profitability as well as the effects of government and RBI actions on the Indian banking industry.

Source: Zenodo (CERN European Organization for Nuclear Research)

DOI: 10.5281/zenodo.15005199

Authors: Parmila, Dr. Manju Bala

Language: English

Topic: Banking Sector Performance and Management

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Decent work and economic growth

Open Access status: green

OpenAlex ID: W6949478476

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