Real-time Anatomy of the Cost-of-living Crisis
Year: 2025
Type: conference-paper
Abstract: The UK cost-of-living crisis, brought on by shifts in the economic landscape, has disproportionately affected many of the poorest in our society, many of whom must rely on short-term loans for living essentials. This paper presents one of the very first geographic analyses of Open Banking Smart Data, a temporally continuous source, which underpins developments in FinTech. This holds potential for understanding the circumstances and behaviours which drive short-term loan demand as well as developing fairer measures of financial
Authors: Wilson, Luc, Gibin, Maurizio, Longley, Paul
Institution: University College London
Language: English
Subfield: Economics and Econometrics
Domain: Social Sciences
Open Access status: green
OpenAlex ID: W6949710089
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