Work

The Influence of Self-Motivation and Financial Literacy on Students’ Interest in Investing, Mediated by Technological Development

Year: 2025

Type: article

Abstract: This study explores how self-motivation and financial literacy affect students’ investment interest, with technological development as a mediating factor. Using a quantitative correlational method, data from 90 economics students in Banten, Indonesia, were analyzed through path analysis. Results show financial literacy directly increases investment interest, while self-motivation indirectly influences it through technological engagement. Technological development enhances investment participation by improving platform accessibility. The findings highlight the importance of integrating financial education with digital skills to foster early investment behaviour, offering practical insights for educators and policymakers in strengthening youth participation in financial markets.

Source: SAR Journal - Science and Research

DOI: 10.18421/sar83-08

Authors: Hendrieta Ferieka, Meutia Meutia, Munawar Muchlish, Tri Lestari

Institution: Sultan Ageng Tirtayasa University

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Quality education

Open Access status: diamond

OpenAlex ID: W7083171266