AI-powered digital banking risk detection: Moving from post-transaction to pre-transaction intelligence
Year: 2025
Type: article
Abstract: This scholarly article examines the paradigm shift in digital banking risk detection from traditional post-transaction analysis to pre-transaction intelligence powered by artificial intelligence. The transformation represents a fundamental change in how financial institutions approach fraud prevention and risk management. Through an analysis of current technological frameworks, implementation challenges, and emerging capabilities, this paper demonstrates how pre-transaction intelligence is revolutionizing the banking sector's approach to security while balancing customer experience considerations
Author: Gourneni, Sandeep Ravichandra
Institution: Acharya Nagarjuna University
Language: English
Domain: Social Sciences
Open Access status: green
OpenAlex ID: W7084907706
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