返済不可能なローンについて
Year: 2025
Type: article
Abstract: When people take out a loan, they believe they can repay it. However, when the loan amount and interest rate are both high, repayment may not be possible even with a substantial fixed payment. This paper illustrates how this situation can occur, using a famous Japanese comic strip (manga) as a case study. The story tells the borrower is told that he can pay off the loan if he makes a 197-month-long repayment, which is not true. We show this by using the present value of perpetual bonds.
Source: Kagoshima University Repository
Authors: 白石, 俊輔, 144313, Shiraishi, Shunsuke, 王, 鏡凱, 123970, Wang, Jingkai
Language: English
Subfield: Accounting
Domain: Social Sciences
Open Access status: green
OpenAlex ID: W7112677657
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