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"Financial Literacy Among Undergraduate Students in Palghar District: A Comprehensive Analysis".

Year: 2026

Type: article

Abstract: This research investigates financial literacy levels among 150 undergraduate students across rural, semi-urban, and urban regions of Palghar district, Maharashtra, India. Key findings from structured surveys: • Urban students show higher confidence (62%) vs rural (31%) • Knowledge gaps minimal (23% difference across regions) • Family dominates financial decision-making (65%) • Digital tool adoption: Rural 33% vs Urban 63% **Status**: Final draft under review at Journal of Corporate Finance Management and Banking System (JCFMBS). Submitted February 6, 2026.

Source: Zenodo (CERN European Organization for Nuclear Research)

DOI: 10.5281/zenodo.18551871

Authors: shehed, surbhi, saroj, arpita, jabir

Language: English

Topic: Financial Literacy, Pension, Retirement Analysis

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDGs: Quality education, No poverty, Reduced inequalities

Open Access status: green

OpenAlex ID: W7128364001

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