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Financial Performance of Microfinance Institutions (MFIs) in India

Year: 2026

Type: article

Abstract: This paper examines the financial performance of Microfinance Institutions (MFIs) in India using secondary data from peer-reviewed journals, industry reports, and regulatory publications. It analyses growth trajectories, profitability, portfolio quality, operational efficiency, funding sources, and risk factors shaping MFI sustainability. The study spans the recent decade (2015–2025), focusing on key performance indicators such as Gross Loan Portfolio (GLP), Portfolio-at-Risk (PAR), Return on Assets (ROA), Operational Self-Sufficiency (OSS), and cost per borrower. Policy implications and recommendations for stakeholders are provided.

Source: Zenodo (CERN European Organization for Nuclear Research)

DOI: 10.5281/zenodo.18537840

Author: SHARON J CHERUSSERIL

Language: English

Topic: Microfinance and Financial Inclusion

Subfield: Economics and Econometrics

Field: Economics, Econometrics and Finance

Domain: Social Sciences

SDG: Decent work and economic growth

Open Access status: green

OpenAlex ID: W7128398961

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