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Evaluación del riesgo crediticio en microfinanzas en contextos de alta informalidad: evidencia del sistema financiero boliviano

Year: 2026

Type: article

Abstract: This study analyzes credit risk in microfinance institutions operating in high-informality contexts such as Bolivia. Using a descriptive and analytical approach, key indicators including Portfolio at Risk (PAR30), delinquency, provisioning, and profitability (ROA) are evaluated. The findings show that informality increases credit risk exposure, while adaptive methodologies and alternative information can mitigate these risks.

Source: Zenodo (CERN European Organization for Nuclear Research)

DOI: 10.5281/zenodo.20261356

Author: Villarroel Mamani, Ezequiel

Language: English

Topic: Microfinance and Financial Inclusion

Subfield: Economics and Econometrics

Field: Economics, Econometrics and Finance

Domain: Social Sciences

Open Access status: green

OpenAlex ID: W7161495896

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