Work

The Influence of Self Control, Financial Attitude, and Lifestyle on Personal Financial Management of Accounting Students at Triatma Mulya University

Year: 2026

Type: article

Abstract: ABSTRACT : Personal financial management is an individual's ability to plan and control the use of funds effectively to meet current and future needs. For students, this ability is crucial due to limited income sources. However, many students still experience difficulties in managing their finances, as evidenced by consumptive behavior, uncontrolled spending, and a lack of prioritization of needs. This study aims to examine the influence of self-control, financial attitudes, and lifestyle on the personal financial management of accounting students at Triatma Mulya University. This study used a quantitative approach. The population in this study were 154 accounting students at Triatma Mulya University. The sampling method was purposive sampling. The total sample in this study was 106 respondents. The data analysis technique used was multiple linear regression analysis. Based on the analysis results, it can be concluded that self-control and financial attitudes have a positive effect on personal financial management, while lifestyle has no effect on personal financial management.

Source: International Journal of Management and Economics Invention

DOI: 10.5281/zenodo.20281541

Authors: Ni Putu Febri Adelia, Sarita Vania Clarissa, Made Christin Dwitrayani

Institution: Universitas Triatma Mulya

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Quality education

Open Access status: diamond

OpenAlex ID: W7161677933

FWCI:

Cites:

Cited by:

Related to: