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Prepared for a rainy day?: the presence of emergency funds in South Africa: briefing report 5

Year: 2026

Type: article

Abstract: As part of on-going efforts by the FSCA to better understand, monitor and promote financial literacy in South Africa, the Human Sciences Research Council (HSRC) has been commissioned to undertake surveys that examine financial knowledge, attitudes and behaviour among adult South Africans. This first round of surveying was conducted in 2010, with replications occurring in 2011, 2012, 2013, 2017 and 2020. The surveys consist of nationally representative samples, which imply that the results reflect the views of South Africans aged 16 years and older. The series has been designed to assist with the development of strategies to improve financial literacy levels and inform financial policies. This brief presents select findings from the survey rounds and illustrate emergency fund changes over the years.

Source: Human Science Research Council SA

DOI: 10.14749/32362677

Author: Human Sciences Research Council

Language: English

Topic: Financial Literacy, Pension, Retirement Analysis

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Good health and well-being

Open Access status: green

Funder: Human Sciences Research Council

OpenAlex ID: W7162093903

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