Work

UWBench: A Vendor-Neutral Protocol and Case Set for Evaluating Credit-Underwriting Agents

Year: 2026

Type: preprint

Abstract: UWBench is an open, vendor-neutral protocol, case format, trusted runner, and mostly deterministic scorecard for evaluating AI agents on commercial credit underwriting. The first public track contains ten synthetic United States commercial term-loan cases and supports raw-document, normalized-data, and reasoning-only evaluation lanes. This public-alpha resource paper describes the protocol, cases, scorecard, practice-analysis foundation, and preliminary unblinded pilot measurements. These measurements are engineering shakedowns, not certification results, a controlled model ranking, or evidence of occupational validity.

Source: Zenodo (CERN European Organization for Nuclear Research)

DOI: 10.5281/zenodo.22035850

Author: Pfuetze, Tobias

Language: English

Topic: Financial Distress and Bankruptcy Prediction

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: green

OpenAlex ID: W7203919382

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