Year: 2025
Type: article
Study design: Observational Study
Abstract: Making business decisions based on financial information is essential to strengthening a company. However, many times these decisions are made from a personal point of view, without considering adequate analysis or a corporate approach. The purpose of this study is to carry out a diagnostic evaluation of the financial education of micro and small entrepreneurs located in the southern area of the state of Guanajuato, with the purpose of identifying their habits on basic financial issues that will allow, in the future, developing financial strategies. Training to improve the management of micro and small businesses (MYPES) in the region. For this, an investigation was carried out from a quantitative approach, with a descriptive scope, where surveys were applied through a Google form to 278 MYPES located in the south of the state of Guanajuato, Mexico. The results showed that entrepreneurs have a medium level of financial education in terms of savings, investment and credit. It concludes that it is essential to continue developing basic financial competencies among micro and small entrepreneurs in the region so that they can make economic decisions more objectively. The creation of a triple helix program that arises from the educational sector that includes state and municipal government agencies, with the active participation of businesspersons, it is suggested.
Institution: Instituto Tecnológico Superior de Salvatierra
Language: Spanish
Subfield: Accounting
Domain: Social Sciences
Open Access status: diamond
OpenAlex ID: W7220813064