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The Impact of Digital Technology Development on Economic Stability Under Commercial Bank Competition and Directions for Its Improvement

Year: 2026

Type: article

Abstract: The article examines how digital technologies affect economic stability under competition among commercial banks. Digitalization can lower banks’ costs, widen access to financial services and improve risk management. It also brings cyber risk, dependence on a small number of technology providers and competitive barriers for smaller banks. The article closes with proposals aimed at preserving the stability of the banking system.

Source: Zenodo (CERN European Organization for Nuclear Research)

DOI: 10.5281/zenodo.24003047

Authors: N.Saidaxmedov, Abdug'afforov Fayzullo Alisher o'g'li

Institution: Andijon davlat texnika insituti

Language: English

Topic: Digital Transformation in Financial Services

Subfield: General Economics, Econometrics and Finance

Field: Economics, Econometrics and Finance

Domain: Social Sciences

SDGs: Industry, innovation and infrastructure, Decent work and economic growth

Open Access status: green

OpenAlex ID: W7225431213

FWCI:

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Related to: 10