The role of the international FinTech market in shaping investment support for global food security
Year: 2026
Type: article
Abstract: The article aims to substantiate the role of the international FinTech market in shaping investment provision for global food security and to identify the channels through which digital financial technologies can transform access to capital in the agri-food sector. The research uses systems analysis, scientific generalization, comparison, classification, structural and logical analysis, and conceptual modeling. The study establishes that digital payment systems, digital lending, peer-to-peer financing, crowdfunding, digital investment platforms, InsurTech, artificial intelligence, big data, distributed ledger technologies, and RegTech can expand financial inclusion, diversify sources of investment capital, reduce selected transaction costs and information asymmetry, improve risk assessment and insurance, and facilitate cross-border financial flows. It is demonstrated that the impact of FinTech on global food security is predominantly indirect and is realized through an investment channel: the development of the international FinTech market creates new financing opportunities; these opportunities are transformed into investments in agricultural production, processing, storage, logistics, digitalization, climate adaptation and risk management; such investments enhance the productivity and resilience of agri-food systems and contribute to the physical and economic accessibility and stability of food supply. The scientific novelty lies in the substantiation of an integrated mechanism “FinTech – investment – agri-food system – food security”, which combines financial accessibility, capital mobilization, productive investment and the resulting parameters of food-system resilience within a single causal framework. The practical significance of the findings lies in their potential use by public authorities, financial institutions, international organizations, investors, and agri-food enterprises when designing investment instruments and programs to improve access to finance and strengthen food-system resilience. Particular attention is paid to the constraints of digital inequality, cybersecurity risks, regulatory fragmentation, and differences in institutional capacity. Further research should quantitatively assess the relationship between FinTech development, international investment flows, and food-security indicators, and test the proposed mechanism across countries with different levels of digital and financial development. Keywords: FinTech, international FinTech market, investment provision, global food security, agri-food sector, digital financial technologies, international investment.
Authors: Lesya Pobochenko, Anatoliy Rumyantsev
Institution: National University "Kyiv Aviation Institute"
Language: English
Subfield: Management Information Systems
Domain: Social Sciences
Open Access status: bronze
OpenAlex ID: W7225434288