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Fed pause 2026: when switching checking to savings breaks even

Year: 2026

Type: preprint

Abstract: During the 2026 Fed pause, switching to savings wins only if the APY gap covers switching costs within your holding period. Calculate your break-even months before moving your balance. Independent technical note mirroring the canonical version: https://mightyrates.com/blog/fed-pause-2026-when-switching-checking-to-savings-breaks-even.php

Source: Zenodo (CERN European Organization for Nuclear Research)

DOI: 10.5281/zenodo.24070125

Author: Henderson, Cole

Language: English

Topic: Financial Literacy, Pension, Retirement Analysis

Subfield: Finance

Field: Economics, Econometrics and Finance

Domain: Social Sciences

Open Access status: green

OpenAlex ID: W7225662225

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