Faiz Oranı Değişimlerinin Banka Kârlılığı ve Kredi Büyümesine Etkisi: Türkiye’de Fiyat ve Miktar Araçlarının Ayrışması (2021–2026)
Year: 2026
Type: preprint
Abstract: The Effect of Interest Rate Changes on Bank Profitability and Credit Growth: The Decoupling of Price and Quantity Instruments in Türkiye (2021–2026). This working paper examines policy interest rates, bank profitability and credit growth using published aggregate data from the banking regulator, central bank, TurkStat and the Banks Association of Türkiye. It discusses nominal versus real profitability, repricing through maturity mismatches, and the interaction of interest rates with regulatory credit-growth constraints. The analysis distinguishes regulatory ceilings from observed aggregate credit growth. Turkish manuscript. JEL E52, E58, G21, G28. Original Turkish version: https://doi.org/10.5281/zenodo.22852342. English SSRN version: https://doi.org/10.2139/ssrn.7638938.
Source: Figshare
Author: Koray Öner
Language: English
Subfield: Finance
Domain: Social Sciences
Open Access status: green
OpenAlex ID: W7225740386
Cites:
Cited by:
Related to: