Konsekuensi Informasi Asimetris Dalam Perkreditan Dan Penanganannya Pada Lembaga Perbankan
Year: 2011
Type: article
Abstract: creditor. As an agent needs to carry out the mandate the principal (lender) based on the credit contract agreed between the creditor with the debtor. But when lenders face high information asymmetry, then it can not design a fair credit contract. Consequently agency conflicts between creditors with the debtor could occur, the price of credit to be expensive, a high credit risk. Consequences needs to be managed for example through an effective monitoring system, loan covenance, tightening regulation of Legal Lending Limit, Credit Rationing, guarantees and credit insurance and debt restructuring. Key word: asymmetric information, agency, covenance loan, credit rationing, debt restructuring.
Source: Dinamik
Author: Taswan Taswan
Language: Indonesian
Subfield: Finance
Domain: Social Sciences
Open Access status: green
OpenAlex ID: W1504285486