Work

The Effect of Financial Literacy and Financial Behavior on Religiusity Moderated by Investment Decisions

Year: 2023

Type: article

Abstract: This study aims to determine the effect of financial literacy and financial behavior on investment decision variables through religiosity as a moderating variable. The number of samples in this study was 150 respondents with a purposive sampling method. The object of this research is students of three universities in Malang city. The data analysis method used is Moderated Regression Analysis (MRA) with SPSS 26 software. The results of this study indicate that financial literacy has a significant effect on investment decisions, financial behavior has a significant effect on investment decisions, financial literacy and financial behavior simultaneously significantly influence investment decisions. In addition, religiosity strengthens the relationship of financial literacy to investment decisions.

Source: Jamanika (Jurnal Manajemen Bisnis dan Kewirausahaan)

DOI: 10.22219/jamanika.v3i02.27365

Authors: Imam Syafiq Mughni Al Hakim, Muhammad Jihadi, Warsono

Institution: Universitas Muhammadiyah Malang

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: hybrid

OpenAlex ID: W4384302000

FWCI: 3.04

Cites: 13

Cited by: 9

Related to: 10