The Effect of Financial Literacy and Locus of Control on Student’s Financial Management Mediated by Lifestyle
Year: 2023
Type: article
Study design: Observational Study
Abstract: This study aims to determine whether financial literacy and locus of control influence student financial management with lifestyle as the mediating effect. The population in this study were 2019-2020 class management students at the University of Muhammadiyah Malang with a total sample of 100 students. The research method uses a questionnaire with data collection techniques using questionnaires, data measurement techniques using a Likert scale and analysis using the SmartPLS 4 program. The results of the data analysis show that financial literacy has a positive and significant effect on student financial management, and locus of control has a significant positive effect on student finance. Lifestyle has a positive and significant influence on financial management. Lifestyle cannot mediate financial literacy in student financial management, but it can mediate locus of control.
Authors: Ika Hidayanti, Muhammad Jihadi, Novita Ratna Satiti
Institution: Universitas Muhammadiyah Malang
Language: English
Subfield: Accounting
Domain: Social Sciences
SDG: Quality education
Open Access status: hybrid
OpenAlex ID: W4400465335