Year: 2025
Type: article
Abstract: This study primarily aimed to explore the challenges experienced by retired elementary teachers in Bayawan City, Province of Negros Oriental, Philippines, focusing on their financial, physical, and emotional challenges. Using a descriptive phenomenological design, this study involved conducting in-depth interviews with 12 retired elementary teachers, followed by a reflexive thematic analysis to generate key themes. The researchers generated three themes: difficulty in managing one’s financial life, difficulty in dealing with old age and aging, and difficulty in transitioning from employment to retirement. Results show that financial difficulties are prevalent among retirees, particularly those who opt for a lump sum payment instead of a regular pension. This decision often leads to financial instability, making it hard for retirees to meet daily needs and afford necessary medications, resulting in stress and ineffective resource management. Health maintenance is another significant challenge, as retirees must manage chronic conditions, maintain a healthy lifestyle, and cope with the physical limitations that accompany the aging process. Furthermore, transitioning from employment to retirement presents emotional challenges, as retirees often struggle to find new sources of joy and engagement. The findings underscore the importance of comprehensive support systems that encompass financial planning, health management programs, and social engagement opportunities to enhance the quality of life and promote satisfactory aging among retired elementary teachers.
Institution: Negros Oriental State University-Bayawan
Language: English
Subfield: Demography
Field: Social Sciences
Domain: Social Sciences
Open Access status: diamond
OpenAlex ID: W4415310775