Peningkatan Literasi Dan Keterampilan Pengelolaan Keuangan Pribadi
Year: 2026
Type: article
Study design: Clinical Trial
Abstract: Financial literacy is an essential competence for young generations in facing the challenges of Industry 4.0, particularly in managing financial to consumption, savings, and investment decisions. However, national survey data from the Financial Services Authority indicate that Indonesia’s financial literacy level remains relatively low, which may lead to poor financial decision-making and reduced welfare. This Community Service Program aimed to improve financial planning knowledge among students of SMK ARAS Depok through financial literacy education and practical training. The program was implemented using a structured approach consisting of preparation, learning sessions, hands-on practice, and evaluation through pre-test and post-test assessments. Sixteen participants attended the training, and the evaluation results demonstrated a significant increase in financial planning comprehension. The average correct answers improved from 3 out of 9 questions in the pre-test to 9 out of 9 in the post-test, indicating a mean knowledge improvement of 68.75%. These findings confirm that financial planning training is effective in enhancing student’s understanding and can contribute to the development of healthier financial behavior in the long term.
Source: An-Nizam
Institution: Yarsi University
Subfield: Accounting
Domain: Social Sciences
SDG: Quality education
Open Access status: diamond
OpenAlex ID: W7204266012
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